For eligible veterans, active-duty service members and surviving spouses, a VA loan can mean zero down and no monthly mortgage insurance, even at Orlando prices.
I'll tell you honestly whether VA is the right loan for you, or whether another program costs less. Even if the answer is "not this one."
These are the VA issues that come up most often when I help people buy in Orlando.
The COE confirms your VA entitlement. I can usually request it for you in minutes.
Most VA borrowers pay a one-time funding fee that can be financed. Veterans with a service-connected disability rating are usually exempt.
Like FHA, condo projects must be VA-approved. Many Orlando condos are, but not all.
Don't see your question? Text me. You'll get an answer from me, not a chatbot.
Text 863-695-2265Eligible veterans, active-duty service members, certain National Guard and Reserve members, and some surviving spouses. Eligibility is confirmed by the Certificate of Eligibility (COE).
Borrowers with full entitlement have no VA loan limit, though you still need to qualify for the payment. With partial entitlement, the county conforming limit ($832,750 for 2026) is used to calculate how much you can borrow with zero down.
No monthly mortgage insurance. There is a one-time funding fee for most borrowers, which can be financed, and some borrowers are exempt.
Yes. Entitlement can often be restored after you sell, and in some cases you can have more than one VA loan at a time.
Loan limits shown are for 2026 one-unit properties and are published annually by FHFA and HUD. Program availability and eligibility change and are subject to underwriting. This is not a commitment to lend. All loans subject to credit approval and underwriting guidelines. Rates and terms are subject to change without notice.
Free, no-obligation. No credit pull for the initial conversation. Same-day pre-approval in most cases.